Call reports 2019
WESTERN NATIONAL BANK — 2019
What WESTERN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,424,000 | 107,001,000 | 106,670,000 | 104,693,000 |
| Total loans | 81,592,000 | 80,195,000 | 82,482,000 | 82,021,000 |
| Allowance for loan losses | 749,000 | 717,000 | 741,000 | 723,000 |
| Securities available for sale | 1,825,000 | 1,693,000 | 1,576,000 | 1,450,000 |
| Securities held to maturity | 170,000 | 163,000 | 149,000 | 138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,267,000 | 91,190,000 | 90,545,000 | 88,624,000 |
| Interest-bearing deposits | 77,416,000 | 73,053,000 | 70,153,000 | 68,163,000 |
| Noninterest-bearing deposits | 18,851,000 | 18,137,000 | 20,392,000 | 20,461,000 |
| Equity capital | 13,898,000 | 13,560,000 | 13,872,000 | 13,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,550,000 | 3,900,000 | 5,177,000 |
| Interest expense | 184,000 | 398,000 | 589,000 | 774,000 |
| Net interest income | 1,081,000 | 2,152,000 | 3,311,000 | 4,403,000 |
| Noninterest income | 152,000 | 319,000 | 450,000 | 631,000 |
| Noninterest expense | 933,000 | 1,917,000 | 2,876,000 | 3,899,000 |
| Provision for loan losses | 50,000 | 500,000 | 530,000 | 680,000 |
| Pretax income | 250,000 | 54,000 | 355,000 | 455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 54,000 | 355,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,006,000 | 10,653,000 | 10,954,000 | 10,948,000 |
| Total capital | 11,755,000 | 11,370,000 | 11,695,000 | 11,671,000 |
| Risk-weighted assets | 76,678,000 | 72,035,000 | 75,983,000 | 74,271,000 |