Call reports 2018
WESTERN NATIONAL BANK — 2018
What WESTERN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,832,000 | 108,544,000 | 110,643,000 | 109,769,000 |
| Total loans | 71,348,000 | 72,690,000 | 75,175,000 | 78,140,000 |
| Allowance for loan losses | 835,000 | 835,000 | 835,000 | 699,000 |
| Securities available for sale | 2,506,000 | 2,301,000 | 2,117,000 | 1,961,000 |
| Securities held to maturity | 230,000 | 212,000 | 193,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,991,000 | 94,510,000 | 96,459,000 | 95,585,000 |
| Interest-bearing deposits | 79,237,000 | 75,977,000 | 75,855,000 | 72,156,000 |
| Noninterest-bearing deposits | 18,754,000 | 18,534,000 | 20,604,000 | 23,429,000 |
| Equity capital | 13,547,000 | 13,738,000 | 13,861,000 | 13,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,225,000 | 3,435,000 | 4,698,000 |
| Interest expense | 84,000 | 204,000 | 359,000 | 533,000 |
| Net interest income | 1,006,000 | 2,021,000 | 3,076,000 | 4,165,000 |
| Noninterest income | 137,000 | 275,000 | 421,000 | 581,000 |
| Noninterest expense | 899,000 | 1,853,000 | 2,806,000 | 3,809,000 |
| Provision for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Pretax income | 59,000 | 258,000 | 506,000 | 752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 258,000 | 506,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,663,000 | 10,862,000 | 10,990,000 | 10,976,000 |
| Total capital | 11,498,000 | 11,697,000 | 11,825,000 | 11,675,000 |
| Risk-weighted assets | 67,348,000 | 67,243,000 | 68,727,000 | 71,684,000 |