Call reports 2016
PENN LIBERTY BANK — 2016
What PENN LIBERTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 700,777,000 | 717,717,000 |
| Total loans | 510,782,000 | 503,802,000 |
| Allowance for loan losses | 5,824,000 | 5,775,000 |
| Securities available for sale | 19,710,000 | 18,533,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 622,729,000 | 638,863,000 |
| Interest-bearing deposits | 377,648,000 | 352,500,000 |
| Noninterest-bearing deposits | 245,081,000 | 286,363,000 |
| Equity capital | 55,610,000 | 56,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 5,928,000 | 11,854,000 |
| Interest expense | 423,000 | 834,000 |
| Net interest income | 5,505,000 | 11,020,000 |
| Noninterest income | 738,000 | 1,404,000 |
| Noninterest expense | 4,631,000 | 9,397,000 |
| Provision for loan losses | 248,000 | 448,000 |
| Pretax income | 1,364,000 | 2,579,000 |
| Income tax | 493,000 | 881,000 |
| Net income | 871,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 55,408,000 | 56,241,000 |
| Total capital | 61,232,000 | 62,016,000 |
| Risk-weighted assets | 525,210,000 | 517,232,000 |