Call reports 2011
PENN LIBERTY BANK — 2011
What PENN LIBERTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 477,472,000 | 482,091,000 | 513,787,000 | 569,214,000 |
| Total loans | 401,250,000 | 401,887,000 | 419,771,000 | 424,779,000 |
| Allowance for loan losses | 5,432,000 | 5,442,000 | 5,680,000 | 5,893,000 |
| Securities available for sale | 8,346,000 | 7,630,000 | 7,145,000 | 6,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,593,000 | 421,142,000 | 442,042,000 | 464,666,000 |
| Interest-bearing deposits | 351,110,000 | 348,308,000 | 367,288,000 | 386,037,000 |
| Noninterest-bearing deposits | 69,483,000 | 72,834,000 | 74,754,000 | 78,629,000 |
| Equity capital | 41,755,000 | 42,121,000 | 52,330,000 | 55,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,399,000 | 10,963,000 | 16,746,000 | 22,551,000 |
| Interest expense | 1,526,000 | 2,958,000 | 4,397,000 | 5,839,000 |
| Net interest income | 3,873,000 | 8,005,000 | 12,349,000 | 16,712,000 |
| Noninterest income | 380,000 | 808,000 | 1,476,000 | 2,097,000 |
| Noninterest expense | 3,600,000 | 7,351,000 | 11,103,000 | 14,995,000 |
| Provision for loan losses | 150,000 | 391,000 | 976,000 | 1,176,000 |
| Pretax income | 503,000 | 1,071,000 | 1,746,000 | 2,638,000 |
| Income tax | 0 | 0 | 0 | -2,806,000 |
| Net income | 503,000 | 1,071,000 | 1,746,000 | 5,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,406,000 | 41,838,000 | 51,895,000 | 55,492,000 |
| Total capital | 46,440,000 | 46,910,000 | 57,285,000 | 60,869,000 |
| Risk-weighted assets | 402,280,000 | 405,353,000 | 430,212,000 | 429,672,000 |