Call reports 2009
PENN LIBERTY BANK — 2009
What PENN LIBERTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 370,000,000 | 397,174,000 | 412,173,000 | 423,134,000 |
| Total loans | 334,123,000 | 335,154,000 | 350,185,000 | 365,578,000 |
| Allowance for loan losses | 4,426,000 | 4,637,000 | 4,901,000 | 4,938,000 |
| Securities available for sale | 16,800,000 | 15,857,000 | 15,361,000 | 13,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,073,000 | 334,312,000 | 352,900,000 | 363,397,000 |
| Interest-bearing deposits | 287,726,000 | 297,642,000 | 312,603,000 | 326,026,000 |
| Noninterest-bearing deposits | 32,347,000 | 36,670,000 | 40,297,000 | 37,371,000 |
| Equity capital | 34,348,000 | 43,130,000 | 41,705,000 | 40,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,606,000 | 14,604,000 | 19,747,000 |
| Interest expense | 2,238,000 | 4,421,000 | 6,483,000 | 8,450,000 |
| Net interest income | 2,556,000 | 5,185,000 | 8,121,000 | 11,297,000 |
| Noninterest income | 192,000 | 424,000 | 679,000 | 901,000 |
| Noninterest expense | 3,228,000 | 6,596,000 | 9,766,000 | 12,921,000 |
| Provision for loan losses | 105,000 | 893,000 | 2,282,000 | 3,453,000 |
| Pretax income | -585,000 | -1,880,000 | -3,248,000 | -4,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -585,000 | -1,880,000 | -3,248,000 | -4,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,163,000 | 42,827,000 | 41,324,000 | 40,260,000 |
| Total capital | 38,326,000 | 47,070,000 | 45,725,000 | 44,900,000 |
| Risk-weighted assets | 332,736,000 | 339,034,000 | 351,549,000 | 370,853,000 |
Machine access — free, no API key
Every figure shown here about PENN LIBERTY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.