Call reports 2018
MARYLAND FINANCIAL BANK — 2018
What MARYLAND FINANCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,167,000 | 54,555,000 | 42,331,000 | 11,614,000 |
| Total loans | 38,711,000 | 25,629,000 | 13,122,000 | 512,000 |
| Allowance for loan losses | 393,000 | 393,000 | 354,000 | 0 |
| Securities available for sale | 8,241,000 | 7,839,000 | 350,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,196,000 | 47,336,000 | 37,789,000 | 9,563,000 |
| Interest-bearing deposits | 54,075,000 | 46,332,000 | 36,886,000 | 9,563,000 |
| Noninterest-bearing deposits | 1,121,000 | 1,004,000 | 903,000 | 0 |
| Equity capital | 3,887,000 | 3,544,000 | 3,052,000 | 1,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,046,000 | 1,414,000 | 1,626,000 |
| Interest expense | 240,000 | 503,000 | 725,000 | 878,000 |
| Net interest income | 309,000 | 543,000 | 689,000 | 748,000 |
| Noninterest income | 3,000 | 23,000 | -37,000 | -820,000 |
| Noninterest expense | 566,000 | 1,144,000 | 1,640,000 | 2,084,000 |
| Provision for loan losses | 0 | 0 | 0 | -67,000 |
| Pretax income | -254,000 | -578,000 | -1,357,000 | -2,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -254,000 | -578,000 | -1,357,000 | -2,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,155,000 | 3,831,000 | 3,052,000 | 1,952,000 |
| Total capital | 4,548,000 | 4,109,000 | 3,184,000 | 1,952,000 |
| Risk-weighted assets | 35,842,000 | 22,179,000 | 10,334,000 | 727,000 |