Call reports 2017
MARYLAND FINANCIAL BANK — 2017
What MARYLAND FINANCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,832,000 | 63,166,000 | 63,786,000 | 63,957,000 |
| Total loans | 45,105,000 | 44,408,000 | 43,386,000 | 41,386,000 |
| Allowance for loan losses | 518,000 | 431,000 | 431,000 | 393,000 |
| Securities available for sale | 7,905,000 | 8,592,000 | 9,250,000 | 8,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,153,000 | 47,757,000 | 48,415,000 | 49,514,000 |
| Interest-bearing deposits | 45,907,000 | 46,562,000 | 47,220,000 | 47,573,000 |
| Noninterest-bearing deposits | 1,246,000 | 1,195,000 | 1,194,000 | 1,941,000 |
| Equity capital | 4,810,000 | 4,760,000 | 4,661,000 | 4,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,079,000 | 1,638,000 | 2,245,000 |
| Interest expense | 153,000 | 323,000 | 508,000 | 713,000 |
| Net interest income | 378,000 | 756,000 | 1,130,000 | 1,532,000 |
| Noninterest income | 4,000 | -27,000 | -19,000 | -43,000 |
| Noninterest expense | 514,000 | 987,000 | 1,471,000 | 2,199,000 |
| Provision for loan losses | 0 | -87,000 | -87,000 | -126,000 |
| Pretax income | -132,000 | -171,000 | -273,000 | -584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -171,000 | -273,000 | -584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,862,000 | 4,823,000 | 4,724,000 | 4,408,000 |
| Total capital | 5,379,000 | 5,254,000 | 5,155,000 | 4,801,000 |
| Risk-weighted assets | 42,370,000 | 41,413,000 | 40,667,000 | 38,380,000 |