Call reports 2013
MARYLAND FINANCIAL BANK — 2013
What MARYLAND FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 68,895,000 | 63,488,000 | 59,819,000 | 62,212,000 |
| Total loans | 49,071,000 | 47,897,000 | 46,477,000 | 44,251,000 |
| Allowance for loan losses | 831,000 | 868,000 | 590,000 | 780,000 |
| Securities available for sale | 6,891,000 | 6,162,000 | 5,856,000 | 10,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,748,000 | 47,926,000 | 42,435,000 | 43,659,000 |
| Interest-bearing deposits | 48,861,000 | 46,089,000 | 40,599,000 | 40,849,000 |
| Noninterest-bearing deposits | 1,887,000 | 1,837,000 | 1,836,000 | 2,810,000 |
| Equity capital | 6,578,000 | 6,511,000 | 6,434,000 | 5,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,365,000 | 2,011,000 | 2,643,000 |
| Interest expense | 142,000 | 276,000 | 400,000 | 509,000 |
| Net interest income | 580,000 | 1,089,000 | 1,611,000 | 2,134,000 |
| Noninterest income | 91,000 | 243,000 | 329,000 | 150,000 |
| Noninterest expense | 558,000 | 1,118,000 | 1,654,000 | 2,232,000 |
| Provision for loan losses | 54,000 | 91,000 | 216,000 | 419,000 |
| Pretax income | 59,000 | 123,000 | 70,000 | -367,000 |
| Income tax | 4,000 | 5,000 | 6,000 | 7,000 |
| Net income | 55,000 | 118,000 | 64,000 | -374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,489,000 | 6,529,000 | 6,451,000 | 6,028,000 |
| Total capital | 7,082,000 | 7,106,000 | 7,014,000 | 6,561,000 |
| Risk-weighted assets | 47,203,000 | 45,912,000 | 45,013,000 | 42,374,000 |
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