Call reports 2008
MARYLAND FINANCIAL BANK — 2008
What MARYLAND FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 70,885,000 | 65,792,000 | 63,589,000 | 68,065,000 |
| Total loans | 45,856,000 | 52,493,000 | 51,036,000 | 53,512,000 |
| Allowance for loan losses | 440,000 | 485,000 | 636,000 | 790,000 |
| Securities available for sale | 4,976,000 | 3,432,000 | 3,832,000 | 3,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,733,000 | 35,521,000 | 36,587,000 | 38,549,000 |
| Interest-bearing deposits | 34,907,000 | 33,258,000 | 34,273,000 | 36,043,000 |
| Noninterest-bearing deposits | 2,826,000 | 2,263,000 | 2,314,000 | 2,506,000 |
| Equity capital | 5,524,000 | 5,487,000 | 5,406,000 | 5,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,856,000 | 2,776,000 | 3,613,000 |
| Interest expense | 599,000 | 1,104,000 | 1,610,000 | 2,076,000 |
| Net interest income | 351,000 | 752,000 | 1,166,000 | 1,537,000 |
| Noninterest income | 52,000 | 68,000 | 90,000 | 143,000 |
| Noninterest expense | 441,000 | 780,000 | 1,146,000 | 1,545,000 |
| Provision for loan losses | 22,000 | 67,000 | 218,000 | 372,000 |
| Pretax income | -60,000 | -27,000 | -108,000 | -237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -60,000 | -27,000 | -108,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,427,000 | 5,461,000 | 5,379,000 | 5,270,000 |
| Total capital | 5,867,000 | 5,946,000 | 6,015,000 | 6,007,000 |
| Risk-weighted assets | 55,661,000 | 59,640,000 | 57,823,000 | 58,941,000 |
Machine access — free, no API key
Every figure shown here about MARYLAND FINANCIAL BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.