Call reports 2016
FARMERS BANK OF APPOMATTOX, THE — 2016
What FARMERS BANK OF APPOMATTOX, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 227,730,000 | 232,436,000 | 234,717,000 | 233,642,000 |
| Total loans | 128,551,000 | 130,591,000 | 132,607,000 | 137,405,000 |
| Allowance for loan losses | 611,000 | 601,000 | 645,000 | 734,000 |
| Securities available for sale | 57,485,000 | 54,563,000 | 54,336,000 | 52,101,000 |
| Securities held to maturity | 18,781,000 | 26,466,000 | 25,447,000 | 25,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,473,000 | 199,550,000 | 200,820,000 | 202,451,000 |
| Interest-bearing deposits | 159,431,000 | 161,389,000 | 161,823,000 | 162,407,000 |
| Noninterest-bearing deposits | 37,042,000 | 38,161,000 | 38,997,000 | 40,044,000 |
| Equity capital | 28,378,000 | 28,969,000 | 29,763,000 | 29,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,310,000 | 6,544,000 | 8,794,000 |
| Interest expense | 230,000 | 457,000 | 694,000 | 916,000 |
| Net interest income | 1,911,000 | 3,853,000 | 5,850,000 | 7,878,000 |
| Noninterest income | 211,000 | 480,000 | 1,446,000 | 1,739,000 |
| Noninterest expense | 1,499,000 | 3,170,000 | 4,612,000 | 6,436,000 |
| Provision for loan losses | 13,000 | 26,000 | 163,000 | 301,000 |
| Pretax income | 610,000 | 1,226,000 | 2,621,000 | 2,983,000 |
| Income tax | 133,000 | 254,000 | 386,000 | 408,000 |
| Net income | 477,000 | 972,000 | 2,235,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,166,000 | 28,661,000 | 29,544,000 | 29,884,000 |
| Total capital | 28,777,000 | 29,262,000 | 30,189,000 | 30,618,000 |
| Risk-weighted assets | 146,396,000 | 150,763,000 | 152,708,000 | 156,749,000 |