Call reports 2015
FARMERS BANK OF APPOMATTOX, THE — 2015
What FARMERS BANK OF APPOMATTOX, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 218,364,000 | 219,532,000 | 223,367,000 | 222,868,000 |
| Total loans | 119,584,000 | 123,185,000 | 126,249,000 | 127,180,000 |
| Allowance for loan losses | 638,000 | 643,000 | 621,000 | 621,000 |
| Securities available for sale | 61,254,000 | 60,649,000 | 61,210,000 | 56,852,000 |
| Securities held to maturity | 13,344,000 | 17,454,000 | 17,440,000 | 18,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,763,000 | 191,636,000 | 193,705,000 | 192,680,000 |
| Interest-bearing deposits | 156,443,000 | 157,531,000 | 158,087,000 | 155,738,000 |
| Noninterest-bearing deposits | 32,320,000 | 34,105,000 | 35,618,000 | 36,942,000 |
| Equity capital | 26,920,000 | 26,750,000 | 27,356,000 | 27,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,183,000 | 6,351,000 | 8,501,000 |
| Interest expense | 263,000 | 520,000 | 770,000 | 1,006,000 |
| Net interest income | 1,792,000 | 3,663,000 | 5,581,000 | 7,495,000 |
| Noninterest income | 222,000 | 398,000 | 633,000 | 1,125,000 |
| Noninterest expense | 1,517,000 | 2,842,000 | 4,256,000 | 5,691,000 |
| Provision for loan losses | 0 | 14,000 | 33,000 | 76,000 |
| Pretax income | 497,000 | 1,205,000 | 1,938,000 | 2,897,000 |
| Income tax | 81,000 | 238,000 | 399,000 | 671,000 |
| Net income | 416,000 | 967,000 | 1,539,000 | 2,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,638,000 | 27,188,000 | 27,436,000 | 28,122,000 |
| Total capital | 27,276,000 | 27,831,000 | 28,057,000 | 28,743,000 |
| Risk-weighted assets | 131,014,000 | 134,457,000 | 144,142,000 | 145,921,000 |