Call reports 2025
LAMAR BANK AND TRUST COMPANY — 2025
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 257,947,000 | 259,083,000 | 261,358,000 | 260,372,000 |
| Total loans | 196,170,000 | 195,510,000 | 197,975,000 | 198,124,000 |
| Allowance for loan losses | 1,959,000 | 1,964,000 | 2,089,000 | 2,093,000 |
| Securities available for sale | 36,445,000 | 35,705,000 | 35,021,000 | 34,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,734,000 | 224,088,000 | 224,828,000 | 220,204,000 |
| Interest-bearing deposits | 187,281,000 | 183,977,000 | 181,640,000 | 177,251,000 |
| Noninterest-bearing deposits | 39,453,000 | 40,111,000 | 43,188,000 | 42,953,000 |
| Equity capital | 19,757,000 | 20,933,000 | 21,592,000 | 21,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,518,000 | 7,346,000 | 11,144,000 | 14,922,000 |
| Interest expense | 1,164,000 | 2,368,000 | 3,539,000 | 4,594,000 |
| Net interest income | 2,354,000 | 4,978,000 | 7,605,000 | 10,328,000 |
| Noninterest income | 433,000 | 838,000 | 1,274,000 | 1,695,000 |
| Noninterest expense | 1,596,000 | 3,187,000 | 4,999,000 | 6,919,000 |
| Provision for loan losses | 96,000 | 103,000 | 230,000 | 239,000 |
| Pretax income | 1,045,000 | 2,518,000 | 3,706,000 | 4,930,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,045,000 | 2,518,000 | 3,706,000 | 4,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,683,000 | 26,316,000 | 26,409,000 | 26,487,000 |