Call reports 2024
LAMAR BANK AND TRUST COMPANY — 2024
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 239,074,000 | 245,724,000 | 246,456,000 | 242,212,000 |
| Total loans | 168,688,000 | 173,249,000 | 178,774,000 | 179,077,000 |
| Allowance for loan losses | 2,003,000 | 2,030,000 | 1,967,000 | 1,892,000 |
| Securities available for sale | 40,535,000 | 39,637,000 | 39,553,000 | 36,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,095,000 | 216,651,000 | 215,499,000 | 212,762,000 |
| Interest-bearing deposits | 159,893,000 | 177,768,000 | 176,679,000 | 174,241,000 |
| Noninterest-bearing deposits | 42,202,000 | 38,883,000 | 38,820,000 | 38,521,000 |
| Equity capital | 17,884,000 | 18,199,000 | 19,660,000 | 18,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,473,000 | 9,900,000 | 13,357,000 |
| Interest expense | 1,071,000 | 2,218,000 | 3,486,000 | 4,664,000 |
| Net interest income | 2,092,000 | 4,255,000 | 6,414,000 | 8,693,000 |
| Noninterest income | 388,000 | 792,000 | 1,212,000 | 1,635,000 |
| Noninterest expense | 1,460,000 | 2,831,000 | 4,298,000 | 5,896,000 |
| Provision for loan losses | 21,000 | 54,000 | -8,000 | -59,000 |
| Pretax income | 1,003,000 | 2,087,000 | 3,217,000 | 4,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,003,000 | 2,087,000 | 3,217,000 | 4,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,982,000 | 24,916,000 | 24,876,000 | 25,177,000 |