Call reports 2023
LAMAR BANK AND TRUST COMPANY — 2023
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 225,269,000 | 240,325,000 | 237,544,000 | 241,569,000 |
| Total loans | 168,595,000 | 169,250,000 | 167,255,000 | 166,044,000 |
| Allowance for loan losses | 2,160,000 | 1,981,000 | 1,978,000 | 1,987,000 |
| Securities available for sale | 45,963,000 | 44,299,000 | 41,209,000 | 41,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,220,000 | 199,688,000 | 198,079,000 | 204,062,000 |
| Interest-bearing deposits | 155,553,000 | 157,708,000 | 154,177,000 | 159,853,000 |
| Noninterest-bearing deposits | 45,667,000 | 41,980,000 | 43,902,000 | 44,209,000 |
| Equity capital | 16,804,000 | 17,192,000 | 15,750,000 | 18,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,565,000 | 5,280,000 | 8,222,000 | 11,264,000 |
| Interest expense | 481,000 | 1,264,000 | 2,186,000 | 3,156,000 |
| Net interest income | 2,084,000 | 4,016,000 | 6,036,000 | 8,108,000 |
| Noninterest income | 407,000 | 801,000 | 1,213,000 | 1,618,000 |
| Noninterest expense | 1,356,000 | 2,709,000 | 4,103,000 | 5,446,000 |
| Provision for loan losses | 14,000 | -159,000 | -153,000 | -141,000 |
| Pretax income | 1,136,000 | 2,192,000 | 3,314,000 | 4,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,136,000 | 2,192,000 | 3,314,000 | 4,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,536,000 | 24,237,000 | 24,524,000 | 24,819,000 |