Call reports 2022
LAMAR BANK AND TRUST COMPANY — 2022
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 235,952,000 | 231,656,000 | 227,104,000 | 225,870,000 |
| Total loans | 149,089,000 | 148,883,000 | 153,313,000 | 166,483,000 |
| Allowance for loan losses | 2,080,000 | 2,082,000 | 2,082,000 | 2,081,000 |
| Securities available for sale | 48,123,000 | 50,380,000 | 46,988,000 | 46,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,518,000 | 211,858,000 | 210,188,000 | 207,939,000 |
| Interest-bearing deposits | 168,106,000 | 163,308,000 | 160,989,000 | 163,232,000 |
| Noninterest-bearing deposits | 45,412,000 | 48,550,000 | 49,199,000 | 44,707,000 |
| Equity capital | 20,531,000 | 17,742,000 | 14,701,000 | 16,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 4,058,000 | 6,264,000 | 8,658,000 |
| Interest expense | 101,000 | 217,000 | 408,000 | 735,000 |
| Net interest income | 1,854,000 | 3,841,000 | 5,856,000 | 7,923,000 |
| Noninterest income | 375,000 | 789,000 | 1,199,000 | 1,600,000 |
| Noninterest expense | 1,310,000 | 2,572,000 | 3,878,000 | 5,228,000 |
| Provision for loan losses | 157,000 | 166,000 | 177,000 | 177,000 |
| Pretax income | 762,000 | 1,892,000 | 3,000,000 | 4,118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 762,000 | 1,892,000 | 3,000,000 | 4,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,282,000 | 23,447,000 | 23,094,000 | 23,250,000 |