Call reports 2021
LAMAR BANK AND TRUST COMPANY — 2021
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,317,000 | 218,695,000 | 217,449,000 | 221,601,000 |
| Total loans | 143,350,000 | 133,911,000 | 132,596,000 | 151,498,000 |
| Allowance for loan losses | 1,947,000 | 1,931,000 | 1,927,000 | 1,924,000 |
| Securities available for sale | 19,001,000 | 21,998,000 | 24,912,000 | 44,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,193,000 | 192,848,000 | 192,376,000 | 196,841,000 |
| Interest-bearing deposits | 154,870,000 | 152,525,000 | 151,399,000 | 158,744,000 |
| Noninterest-bearing deposits | 43,323,000 | 40,324,000 | 40,977,000 | 38,097,000 |
| Equity capital | 23,401,000 | 23,961,000 | 23,027,000 | 22,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 4,027,000 | 6,124,000 | 8,008,000 |
| Interest expense | 122,000 | 236,000 | 342,000 | 446,000 |
| Net interest income | 1,603,000 | 3,791,000 | 5,782,000 | 7,562,000 |
| Noninterest income | 349,000 | 747,000 | 1,190,000 | 1,596,000 |
| Noninterest expense | 1,253,000 | 2,456,000 | 3,698,000 | 5,054,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 674,000 | 2,057,000 | 3,249,000 | 4,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 2,057,000 | 3,249,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,314,000 | 23,887,000 | 23,057,000 | 23,354,000 |