Call reports 2020
LAMAR BANK AND TRUST COMPANY — 2020
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,018,000 | 184,480,000 | 189,588,000 | 205,185,000 |
| Total loans | 127,323,000 | 140,972,000 | 141,333,000 | 139,455,000 |
| Allowance for loan losses | 1,555,000 | 1,726,000 | 1,919,000 | 1,919,000 |
| Securities available for sale | 14,716,000 | 13,863,000 | 12,762,000 | 11,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,491,000 | 162,645,000 | 167,061,000 | 181,412,000 |
| Interest-bearing deposits | 123,497,000 | 131,524,000 | 134,494,000 | 147,517,000 |
| Noninterest-bearing deposits | 25,994,000 | 31,121,000 | 32,567,000 | 33,895,000 |
| Equity capital | 18,974,000 | 20,111,000 | 20,662,000 | 22,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,693,000 | 5,539,000 | 7,402,000 |
| Interest expense | 230,000 | 374,000 | 501,000 | 640,000 |
| Net interest income | 1,642,000 | 3,319,000 | 5,038,000 | 6,762,000 |
| Noninterest income | 376,000 | 706,000 | 1,076,000 | 1,437,000 |
| Noninterest expense | 1,071,000 | 2,328,000 | 3,510,000 | 4,670,000 |
| Provision for loan losses | 102,000 | 262,000 | 465,000 | 473,000 |
| Pretax income | 845,000 | 1,435,000 | 2,139,000 | 3,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 845,000 | 1,435,000 | 2,139,000 | 3,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,744,000 | 19,826,000 | 20,363,000 | 21,927,000 |