Call reports 2018
LAMAR BANK AND TRUST COMPANY — 2018
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,641,000 | 150,762,000 | 155,761,000 | 160,464,000 |
| Total loans | 103,236,000 | 97,637,000 | 105,415,000 | 104,691,000 |
| Allowance for loan losses | 1,274,000 | 1,271,000 | 1,268,000 | 1,266,000 |
| Securities available for sale | 24,175,000 | 23,285,000 | 21,747,000 | 21,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,334,000 | 134,197,000 | 138,889,000 | 142,899,000 |
| Interest-bearing deposits | 114,295,000 | 112,835,000 | 114,602,000 | 120,407,000 |
| Noninterest-bearing deposits | 16,039,000 | 21,361,000 | 24,286,000 | 22,492,000 |
| Equity capital | 15,088,000 | 15,229,000 | 15,418,000 | 16,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 2,971,000 | 4,509,000 | 6,134,000 |
| Interest expense | 138,000 | 285,000 | 464,000 | 685,000 |
| Net interest income | 1,395,000 | 2,686,000 | 4,045,000 | 5,449,000 |
| Noninterest income | 326,000 | 678,000 | 1,006,000 | 1,356,000 |
| Noninterest expense | 817,000 | 1,747,000 | 2,699,000 | 3,785,000 |
| Provision for loan losses | 5,000 | 6,000 | 6,000 | 9,000 |
| Pretax income | 899,000 | 1,611,000 | 2,346,000 | 3,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,611,000 | 2,346,000 | 3,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,698,000 | 15,894,000 | 16,208,000 | 16,847,000 |
| Total capital | 16,972,000 | 17,114,000 | 17,476,000 | 18,113,000 |
| Risk-weighted assets | 103,699,000 | 97,565,000 | 104,348,000 | 104,866,000 |