Call reports 2017
LAMAR BANK AND TRUST COMPANY — 2017
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,103,000 | 143,535,000 | 139,409,000 | 143,818,000 |
| Total loans | 99,272,000 | 99,251,000 | 99,996,000 | 100,622,000 |
| Allowance for loan losses | 1,196,000 | 1,186,000 | 1,271,000 | 1,270,000 |
| Securities available for sale | 27,299,000 | 28,038,000 | 27,482,000 | 26,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,474,000 | 127,450,000 | 123,010,000 | 127,632,000 |
| Interest-bearing deposits | 112,913,000 | 110,982,000 | 106,984,000 | 112,444,000 |
| Noninterest-bearing deposits | 14,560,000 | 16,468,000 | 16,026,000 | 15,188,000 |
| Equity capital | 14,515,000 | 14,868,000 | 15,093,000 | 15,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,768,000 | 4,186,000 | 5,604,000 |
| Interest expense | 125,000 | 251,000 | 374,000 | 501,000 |
| Net interest income | 1,241,000 | 2,517,000 | 3,812,000 | 5,103,000 |
| Noninterest income | 419,000 | 729,000 | 1,074,000 | 1,422,000 |
| Noninterest expense | 784,000 | 1,687,000 | 2,478,000 | 3,380,000 |
| Provision for loan losses | 9,000 | 9,000 | 93,000 | 96,000 |
| Pretax income | 867,000 | 1,550,000 | 2,315,000 | 3,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,550,000 | 2,315,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,668,000 | 14,842,000 | 15,096,000 | 15,321,000 |
| Total capital | 15,864,000 | 16,028,000 | 16,336,000 | 16,591,000 |
| Risk-weighted assets | 98,533,000 | 99,236,000 | 99,130,000 | 101,496,000 |