Call reports 2016
LAMAR BANK AND TRUST COMPANY — 2016
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,182,000 | 142,228,000 | 145,537,000 | 144,380,000 |
| Total loans | 98,099,000 | 98,177,000 | 104,201,000 | 102,136,000 |
| Allowance for loan losses | 1,000,000 | 1,073,000 | 1,219,000 | 1,196,000 |
| Securities available for sale | 33,752,000 | 32,759,000 | 31,144,000 | 28,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,625,000 | 124,018,000 | 121,417,000 | 129,429,000 |
| Interest-bearing deposits | 109,777,000 | 108,758,000 | 105,818,000 | 114,539,000 |
| Noninterest-bearing deposits | 14,847,000 | 15,259,000 | 15,599,000 | 14,889,000 |
| Equity capital | 13,439,000 | 13,737,000 | 14,521,000 | 13,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,725,000 | 4,169,000 | 5,620,000 |
| Interest expense | 131,000 | 261,000 | 398,000 | 528,000 |
| Net interest income | 1,219,000 | 2,464,000 | 3,771,000 | 5,092,000 |
| Noninterest income | 263,000 | 545,000 | 840,000 | 1,125,000 |
| Noninterest expense | 807,000 | 1,668,000 | 2,419,000 | 3,242,000 |
| Provision for loan losses | 79,000 | 160,000 | 320,000 | 326,000 |
| Pretax income | 596,000 | 1,181,000 | 1,869,000 | 2,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 596,000 | 1,181,000 | 1,869,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,252,000 | 13,267,000 | 14,043,000 | 14,311,000 |
| Total capital | 14,252,000 | 14,340,000 | 15,262,000 | 15,507,000 |
| Risk-weighted assets | 97,399,000 | 97,739,000 | 102,083,000 | 100,038,000 |