Call reports 2015
LAMAR BANK AND TRUST COMPANY — 2015
What LAMAR BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,001,000 | 134,212,000 | 133,597,000 | 138,241,000 |
| Total loans | 88,948,000 | 89,989,000 | 84,954,000 | 85,025,000 |
| Allowance for loan losses | 1,147,000 | 1,142,000 | 1,095,000 | 1,094,000 |
| Securities available for sale | 30,952,000 | 29,732,000 | 30,581,000 | 35,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,828,000 | 120,051,000 | 119,048,000 | 124,200,000 |
| Interest-bearing deposits | 108,285,000 | 104,762,000 | 102,577,000 | 109,225,000 |
| Noninterest-bearing deposits | 16,543,000 | 15,289,000 | 16,471,000 | 14,975,000 |
| Equity capital | 13,246,000 | 13,130,000 | 13,420,000 | 13,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,682,000 | 3,984,000 | 5,268,000 |
| Interest expense | 144,000 | 286,000 | 423,000 | 560,000 |
| Net interest income | 1,195,000 | 2,396,000 | 3,561,000 | 4,708,000 |
| Noninterest income | 254,000 | 519,000 | 809,000 | 1,102,000 |
| Noninterest expense | 723,000 | 1,477,000 | 2,281,000 | 3,139,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 18,000 |
| Pretax income | 726,000 | 1,447,000 | 2,088,000 | 2,662,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 725,000 | 1,446,000 | 2,087,000 | 2,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,031,000 | 13,181,000 | 13,253,000 | 13,225,000 |
| Total capital | 14,102,000 | 14,274,000 | 14,293,000 | 14,283,000 |
| Risk-weighted assets | 85,673,000 | 87,448,000 | 83,207,000 | 84,666,000 |