Call reports 2017
FIRST COUNTY BANK — 2017
What FIRST COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 496,906,000 | 496,251,000 | 485,718,000 |
| Total loans | 408,674,000 | 414,282,000 | 423,372,000 |
| Allowance for loan losses | 4,376,000 | 4,414,000 | 4,265,000 |
| Securities available for sale | 41,147,000 | 41,644,000 | 44,035,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 401,414,000 | 400,904,000 | 390,553,000 |
| Interest-bearing deposits | 352,528,000 | 345,155,000 | 339,844,000 |
| Noninterest-bearing deposits | 48,886,000 | 55,749,000 | 50,709,000 |
| Equity capital | 42,086,000 | 43,206,000 | 44,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 4,368,000 | 8,905,000 | 13,517,000 |
| Interest expense | 840,000 | 1,691,000 | 2,549,000 |
| Net interest income | 3,528,000 | 7,214,000 | 10,968,000 |
| Noninterest income | 840,000 | 1,754,000 | 2,730,000 |
| Noninterest expense | 2,801,000 | 5,596,000 | 8,351,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,567,000 | 3,372,000 | 5,347,000 |
| Income tax | 622,000 | 1,335,000 | 2,140,000 |
| Net income | 945,000 | 2,037,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 41,300,000 | 42,391,000 | 43,562,000 |
| Total capital | 45,254,000 | 46,311,000 | 47,600,000 |
| Risk-weighted assets | 315,874,000 | 313,140,000 | 322,799,000 |