Call reports 2016
FIRST COUNTY BANK — 2016
What FIRST COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 481,733,000 | 484,687,000 | 488,679,000 | 489,505,000 |
| Total loans | 391,961,000 | 401,616,000 | 413,288,000 | 415,565,000 |
| Allowance for loan losses | 4,049,000 | 4,182,000 | 4,166,000 | 4,411,000 |
| Securities available for sale | 48,730,000 | 53,015,000 | 42,847,000 | 40,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,320,000 | 386,666,000 | 389,339,000 | 393,067,000 |
| Interest-bearing deposits | 343,052,000 | 342,579,000 | 343,190,000 | 345,356,000 |
| Noninterest-bearing deposits | 41,268,000 | 44,087,000 | 46,149,000 | 47,711,000 |
| Equity capital | 41,383,000 | 42,423,000 | 42,832,000 | 41,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,635,000 | 13,125,000 | 17,649,000 |
| Interest expense | 815,000 | 1,671,000 | 2,535,000 | 3,392,000 |
| Net interest income | 3,374,000 | 6,964,000 | 10,590,000 | 14,257,000 |
| Noninterest income | 884,000 | 1,798,000 | 2,812,000 | 3,977,000 |
| Noninterest expense | 2,790,000 | 5,576,000 | 8,369,000 | 11,156,000 |
| Provision for loan losses | 50,000 | 325,000 | 375,000 | 775,000 |
| Pretax income | 1,418,000 | 2,861,000 | 4,649,000 | 6,294,000 |
| Income tax | 530,000 | 1,068,000 | 1,741,000 | 2,360,000 |
| Net income | 888,000 | 1,793,000 | 2,908,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,459,000 | 41,364,000 | 41,828,000 | 40,354,000 |
| Total capital | 44,200,000 | 45,204,000 | 45,725,000 | 44,340,000 |
| Risk-weighted assets | 299,008,000 | 306,836,000 | 311,455,000 | 318,477,000 |