Call reports 2015
FIRST COUNTY BANK — 2015
What FIRST COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 432,560,000 | 447,149,000 | 434,668,000 | 442,665,000 |
| Total loans | 359,450,000 | 370,888,000 | 369,264,000 | 378,614,000 |
| Allowance for loan losses | 4,901,000 | 4,742,000 | 4,856,000 | 4,533,000 |
| Securities available for sale | 48,922,000 | 44,583,000 | 44,601,000 | 43,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,715,000 | 372,096,000 | 369,248,000 | 377,379,000 |
| Interest-bearing deposits | 334,455,000 | 331,268,000 | 330,973,000 | 339,763,000 |
| Noninterest-bearing deposits | 34,260,000 | 40,828,000 | 38,275,000 | 37,616,000 |
| Equity capital | 39,950,000 | 40,738,000 | 40,961,000 | 40,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,837,000 | 11,930,000 | 16,021,000 |
| Interest expense | 589,000 | 1,259,000 | 1,962,000 | 2,704,000 |
| Net interest income | 3,231,000 | 6,578,000 | 9,968,000 | 13,317,000 |
| Noninterest income | 871,000 | 1,804,000 | 2,747,000 | 3,587,000 |
| Noninterest expense | 2,720,000 | 5,414,000 | 8,057,000 | 10,724,000 |
| Provision for loan losses | 150,000 | 320,000 | 670,000 | 1,370,000 |
| Pretax income | 1,232,000 | 2,648,000 | 3,988,000 | 4,810,000 |
| Income tax | 456,000 | 985,000 | 1,482,000 | 1,774,000 |
| Net income | 776,000 | 1,663,000 | 2,506,000 | 3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,010,000 | 39,897,000 | 40,040,000 | 39,570,000 |
| Total capital | 42,265,000 | 43,337,000 | 43,456,000 | 43,129,000 |
| Risk-weighted assets | 258,777,000 | 273,860,000 | 271,840,000 | 283,766,000 |