Call reports 2009
FIRST COUNTY BANK — 2009
What FIRST COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 397,689,000 | 384,997,000 | 368,923,000 | 369,978,000 |
| Total loans | 328,112,000 | 327,610,000 | 325,280,000 | 318,671,000 |
| Allowance for loan losses | 2,459,000 | 2,481,000 | 2,508,000 | 2,446,000 |
| Securities available for sale | 32,871,000 | 35,832,000 | 28,225,000 | 26,333,000 |
| Securities held to maturity | 90,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,196,000 | 331,276,000 | 304,503,000 | 315,868,000 |
| Interest-bearing deposits | 320,499,000 | 310,137,000 | 280,892,000 | 293,660,000 |
| Noninterest-bearing deposits | 21,697,000 | 21,139,000 | 23,611,000 | 22,208,000 |
| Equity capital | 31,098,000 | 30,977,000 | 32,078,000 | 32,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,267,000 | 10,516,000 | 15,634,000 | 20,694,000 |
| Interest expense | 2,725,000 | 5,211,000 | 7,355,000 | 9,188,000 |
| Net interest income | 2,542,000 | 5,305,000 | 8,279,000 | 11,506,000 |
| Noninterest income | 711,000 | 1,504,000 | 2,164,000 | 2,850,000 |
| Noninterest expense | 1,853,000 | 3,994,000 | 5,932,000 | 7,782,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 120,000 |
| Pretax income | 1,379,000 | 2,749,000 | 4,400,000 | 6,463,000 |
| Income tax | 507,000 | 1,010,000 | 1,627,000 | 2,407,000 |
| Net income | 872,000 | 1,739,000 | 2,773,000 | 4,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,155,000 | 30,026,000 | 31,066,000 | 31,355,000 |
| Total capital | 32,614,000 | 32,507,000 | 33,574,000 | 33,801,000 |
| Risk-weighted assets | 237,506,000 | 233,384,000 | 229,913,000 | 226,198,000 |
Machine access — free, no API key
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