Call reports 2008
FIRST COUNTY BANK — 2008
What FIRST COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 375,270,000 | 363,814,000 | 387,576,000 | 385,681,000 |
| Total loans | 322,867,000 | 322,684,000 | 325,407,000 | 335,746,000 |
| Allowance for loan losses | 2,222,000 | 2,219,000 | 2,157,000 | 2,429,000 |
| Securities available for sale | 27,793,000 | 23,981,000 | 24,411,000 | 31,979,000 |
| Securities held to maturity | 110,000 | 90,000 | 90,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,216,000 | 322,698,000 | 324,427,000 | 334,901,000 |
| Interest-bearing deposits | 311,175,000 | 299,355,000 | 303,814,000 | 311,943,000 |
| Noninterest-bearing deposits | 24,041,000 | 23,343,000 | 20,613,000 | 22,958,000 |
| Equity capital | 28,529,000 | 29,230,000 | 30,003,000 | 30,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,556,000 | 11,032,000 | 16,418,000 | 21,822,000 |
| Interest expense | 3,205,000 | 6,089,000 | 8,869,000 | 11,820,000 |
| Net interest income | 2,351,000 | 4,943,000 | 7,549,000 | 10,002,000 |
| Noninterest income | 599,000 | 1,199,000 | 1,732,000 | 2,281,000 |
| Noninterest expense | 1,806,000 | 3,662,000 | 5,526,000 | 7,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 1,144,000 | 2,480,000 | 3,755,000 | 4,412,000 |
| Income tax | 408,000 | 888,000 | 1,423,000 | 1,580,000 |
| Net income | 736,000 | 1,592,000 | 2,332,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,586,000 | 28,442,000 | 29,182,000 | 29,277,000 |
| Total capital | 29,808,000 | 30,661,000 | 31,339,000 | 31,706,000 |
| Risk-weighted assets | 235,437,000 | 234,409,000 | 241,099,000 | 242,988,000 |
Machine access — free, no API key
Every figure shown here about FIRST COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.