Call reports 2022
HABIB AMERICAN BANK — 2022
What HABIB AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,101,247,000 | 2,166,060,000 | 1,931,361,000 | 2,187,455,000 |
| Total loans | 1,262,094,000 | 1,321,869,000 | 1,355,810,000 | 1,401,965,000 |
| Allowance for loan losses | 20,043,000 | 19,479,000 | 20,380,000 | 21,484,000 |
| Securities available for sale | 37,611,000 | 33,088,000 | 30,093,000 | 28,088,000 |
| Securities held to maturity | 204,998,000 | 195,991,000 | 213,887,000 | 205,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,261,789,000 | 1,335,731,000 | 1,289,026,000 | 1,399,092,000 |
| Interest-bearing deposits | 851,425,000 | 939,387,000 | 924,613,000 | 1,037,516,000 |
| Noninterest-bearing deposits | 410,364,000 | 396,344,000 | 364,413,000 | 361,576,000 |
| Equity capital | 204,809,000 | 202,244,000 | 207,846,000 | 214,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,386,000 | 30,109,000 | 48,742,000 | 70,553,000 |
| Interest expense | 1,425,000 | 3,693,000 | 8,378,000 | 16,975,000 |
| Net interest income | 12,961,000 | 26,416,000 | 40,364,000 | 53,578,000 |
| Noninterest income | 6,427,000 | 12,649,000 | 18,519,000 | 24,170,000 |
| Noninterest expense | 9,519,000 | 17,268,000 | 26,761,000 | 35,120,000 |
| Provision for loan losses | 0 | 0 | 900,000 | 2,300,000 |
| Pretax income | 9,869,000 | 21,747,000 | 31,022,000 | 40,045,000 |
| Income tax | 2,992,000 | 6,593,000 | 9,406,000 | 12,134,000 |
| Net income | 6,877,000 | 15,154,000 | 21,616,000 | 27,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,538,000 | 201,815,000 | 208,277,000 | 214,573,000 |
| Total capital | 219,241,000 | 218,325,000 | 225,473,000 | 232,332,000 |
| Risk-weighted assets | 1,251,898,000 | 1,317,864,000 | 1,372,533,000 | 1,416,987,000 |