Call reports 2021
HABIB AMERICAN BANK — 2021
What HABIB AMERICAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,901,315,000 | 1,886,593,000 | 1,942,084,000 | 1,942,111,000 |
| Total loans | 1,086,136,000 | 1,135,083,000 | 1,164,519,000 | 1,192,094,000 |
| Allowance for loan losses | 19,273,000 | 19,260,000 | 19,275,000 | 20,032,000 |
| Securities available for sale | 58,575,000 | 52,176,000 | 46,560,000 | 41,720,000 |
| Securities held to maturity | 258,404,000 | 261,915,000 | 232,590,000 | 211,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,183,761,000 | 1,152,046,000 | 1,179,895,000 | 1,212,970,000 |
| Interest-bearing deposits | 845,874,000 | 802,629,000 | 798,092,000 | 788,560,000 |
| Noninterest-bearing deposits | 337,887,000 | 349,417,000 | 381,803,000 | 424,410,000 |
| Equity capital | 187,350,000 | 184,992,000 | 191,766,000 | 198,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,860,000 | 25,379,000 | 38,917,000 | 52,795,000 |
| Interest expense | 2,220,000 | 3,896,000 | 5,349,000 | 6,667,000 |
| Net interest income | 10,640,000 | 21,483,000 | 33,568,000 | 46,128,000 |
| Noninterest income | 7,197,000 | 14,298,000 | 21,212,000 | 28,234,000 |
| Noninterest expense | 9,013,000 | 19,677,000 | 28,935,000 | 37,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 8,784,000 | 16,066,000 | 25,798,000 | 36,389,000 |
| Income tax | 2,662,000 | 4,868,000 | 7,817,000 | 11,026,000 |
| Net income | 6,122,000 | 11,198,000 | 17,981,000 | 25,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,919,000 | 182,495,000 | 189,278,000 | 196,661,000 |
| Total capital | 198,509,000 | 196,766,000 | 203,847,000 | 211,506,000 |
| Risk-weighted assets | 1,081,516,000 | 1,136,667,000 | 1,160,848,000 | 1,182,444,000 |