Call reports 2017
HABIB AMERICAN BANK — 2017
What HABIB AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,309,660,000 | 1,276,764,000 | 1,435,600,000 | 1,402,995,000 |
| Total loans | 745,149,000 | 794,570,000 | 806,306,000 | 877,190,000 |
| Allowance for loan losses | 10,729,000 | 11,162,000 | 12,279,000 | 13,174,000 |
| Securities available for sale | 10,243,000 | 10,098,000 | 11,934,000 | 11,648,000 |
| Securities held to maturity | 71,136,000 | 67,811,000 | 60,429,000 | 51,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 955,522,000 | 921,976,000 | 948,082,000 | 1,034,478,000 |
| Interest-bearing deposits | 723,892,000 | 708,121,000 | 738,834,000 | 840,601,000 |
| Noninterest-bearing deposits | 231,630,000 | 213,855,000 | 209,248,000 | 193,877,000 |
| Equity capital | 111,388,000 | 115,118,000 | 119,111,000 | 120,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,678,000 | 20,033,000 | 31,227,000 | 42,965,000 |
| Interest expense | 2,391,000 | 4,997,000 | 7,843,000 | 11,355,000 |
| Net interest income | 7,287,000 | 15,036,000 | 23,384,000 | 31,610,000 |
| Noninterest income | 5,886,000 | 11,920,000 | 18,091,000 | 23,997,000 |
| Noninterest expense | 7,405,000 | 14,319,000 | 20,855,000 | 27,743,000 |
| Provision for loan losses | 0 | 400,000 | 1,450,000 | 2,500,000 |
| Pretax income | 5,768,000 | 12,237,000 | 19,170,000 | 25,364,000 |
| Income tax | 2,452,000 | 5,201,000 | 8,147,000 | 12,780,000 |
| Net income | 3,316,000 | 7,036,000 | 11,023,000 | 12,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,791,000 | 112,522,000 | 116,514,000 | 118,099,000 |
| Total capital | 118,045,000 | 122,155,000 | 126,484,000 | 128,921,000 |
| Risk-weighted assets | 738,854,000 | 769,143,000 | 795,314,000 | 863,398,000 |