Call reports 2008
HABIB AMERICAN BANK — 2008
What HABIB AMERICAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 399,616,000 | 420,377,000 | 467,783,000 | 485,470,000 |
| Total loans | 305,358,000 | 347,645,000 | 349,708,000 | 306,271,000 |
| Allowance for loan losses | 3,778,000 | 3,980,000 | 3,967,000 | 3,975,000 |
| Securities available for sale | 3,282,000 | 4,147,000 | 4,090,000 | 3,104,000 |
| Securities held to maturity | 14,217,000 | 18,153,000 | 15,115,000 | 13,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,902,000 | 290,102,000 | 316,169,000 | 348,485,000 |
| Interest-bearing deposits | 204,095,000 | 220,872,000 | 234,312,000 | 260,554,000 |
| Noninterest-bearing deposits | 74,807,000 | 69,230,000 | 81,857,000 | 87,931,000 |
| Equity capital | 47,704,000 | 49,092,000 | 50,364,000 | 51,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,645,000 | 11,137,000 | 16,655,000 | 21,876,000 |
| Interest expense | 2,655,000 | 5,026,000 | 7,497,000 | 9,916,000 |
| Net interest income | 2,990,000 | 6,111,000 | 9,158,000 | 11,960,000 |
| Noninterest income | 2,679,000 | 6,087,000 | 9,383,000 | 12,409,000 |
| Noninterest expense | 3,739,000 | 7,824,000 | 12,029,000 | 15,985,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 375,000 |
| Pretax income | 1,930,000 | 4,299,000 | 6,437,000 | 8,009,000 |
| Income tax | 772,000 | 1,719,000 | 2,575,000 | 3,204,000 |
| Net income | 1,158,000 | 2,580,000 | 3,862,000 | 4,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,042,000 | 46,464,000 | 47,746,000 | 48,689,000 |
| Total capital | 48,527,000 | 50,444,000 | 51,713,000 | 52,664,000 |
| Risk-weighted assets | 278,541,000 | 326,505,000 | 332,141,000 | 323,021,000 |
Machine access — free, no API key
Every figure shown here about HABIB AMERICAN BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.