Call reports 2007
HABIB AMERICAN BANK — 2007
What HABIB AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 360,426,000 | 383,310,000 | 386,744,000 | 408,955,000 |
| Total loans | 265,954,000 | 292,329,000 | 287,126,000 | 336,821,000 |
| Allowance for loan losses | 3,879,000 | 3,863,000 | 3,865,000 | 3,759,000 |
| Securities available for sale | 3,113,000 | 1,971,000 | 4,870,000 | 4,676,000 |
| Securities held to maturity | 6,598,000 | 9,479,000 | 13,388,000 | 13,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,604,000 | 235,119,000 | 237,522,000 | 261,880,000 |
| Interest-bearing deposits | 149,931,000 | 170,234,000 | 173,501,000 | 185,252,000 |
| Noninterest-bearing deposits | 66,673,000 | 64,885,000 | 64,021,000 | 76,628,000 |
| Equity capital | 42,462,000 | 43,969,000 | 45,454,000 | 46,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,881,000 | 12,035,000 | 18,391,000 | 24,508,000 |
| Interest expense | 2,843,000 | 5,796,000 | 8,974,000 | 12,013,000 |
| Net interest income | 3,038,000 | 6,239,000 | 9,417,000 | 12,495,000 |
| Noninterest income | 2,696,000 | 5,533,000 | 8,320,000 | 11,087,000 |
| Noninterest expense | 3,489,000 | 7,021,000 | 10,558,000 | 14,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,245,000 | 4,751,000 | 7,179,000 | 9,449,000 |
| Income tax | 898,000 | 1,900,000 | 2,871,000 | 3,874,000 |
| Net income | 1,347,000 | 2,851,000 | 4,308,000 | 5,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,875,000 | 41,379,000 | 42,836,000 | 44,104,000 |
| Total capital | 42,828,000 | 44,427,000 | 46,036,000 | 47,674,000 |
| Risk-weighted assets | 235,327,000 | 243,049,000 | 255,334,000 | 285,371,000 |
Machine access — free, no API key
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