Call reports 2026
EXCHANGE STATE BANK — 2026
What EXCHANGE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 146,440,000 | 145,975,000 |
| Total loans | 121,783,000 | 122,497,000 |
| Allowance for loan losses | 1,007,000 | 1,037,000 |
| Securities available for sale | 11,940,000 | 12,580,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 117,570,000 | 117,488,000 |
| Interest-bearing deposits | 94,316,000 | 94,035,000 |
| Noninterest-bearing deposits | 23,254,000 | 23,453,000 |
| Equity capital | 15,140,000 | 15,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,952,000 | 3,896,000 |
| Interest expense | 588,000 | 1,193,000 |
| Net interest income | 1,364,000 | 2,703,000 |
| Noninterest income | 15,000 | 31,000 |
| Noninterest expense | 590,000 | 1,183,000 |
| Provision for loan losses | 20,000 | 50,000 |
| Pretax income | 769,000 | 1,501,000 |
| Income tax | 30,000 | 57,000 |
| Net income | 739,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,141,000 | 16,471,000 |