Call report 2025Q4
EXCHANGE STATE BANK — 2025Q4
The 22 measures EXCHANGE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,278,000 | USD | evidence → |
| Total loans | 124,632,000 | USD | evidence → |
| Allowance for loan losses | 987,000 | USD | evidence → |
| Securities available for sale | 12,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,847,000 | USD | evidence → |
| Interest-bearing deposits | 91,911,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,936,000 | USD | evidence → |
| Equity capital | 14,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,543,000 | USD | evidence → |
| Interest expense | 2,476,000 | USD | evidence → |
| Net interest income | 5,067,000 | USD | evidence → |
| Noninterest income | 79,000 | USD | evidence → |
| Noninterest expense | 2,366,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,780,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 2,686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,402,000 | USD | evidence → |