Call reports 2023
EXCHANGE STATE BANK — 2023
What EXCHANGE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,935,000 | 135,042,000 | 129,910,000 | 132,661,000 |
| Total loans | 104,754,000 | 103,429,000 | 105,794,000 | 111,494,000 |
| Allowance for loan losses | 982,000 | 982,000 | 982,000 | 982,000 |
| Securities available for sale | 12,401,000 | 12,174,000 | 11,617,000 | 12,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,300,000 | 114,005,000 | 110,059,000 | 109,430,000 |
| Interest-bearing deposits | 85,040,000 | 85,402,000 | 81,449,000 | 81,507,000 |
| Noninterest-bearing deposits | 27,260,000 | 28,603,000 | 28,610,000 | 27,923,000 |
| Equity capital | 11,958,000 | 12,212,000 | 12,027,000 | 12,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,912,000 | 4,434,000 | 5,991,000 |
| Interest expense | 247,000 | 563,000 | 903,000 | 1,315,000 |
| Net interest income | 1,172,000 | 2,349,000 | 3,531,000 | 4,676,000 |
| Noninterest income | 13,000 | 29,000 | 54,000 | 71,000 |
| Noninterest expense | 580,000 | 1,118,000 | 1,640,000 | 2,131,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 605,000 | 1,260,000 | 1,945,000 | 2,616,000 |
| Income tax | 20,000 | 23,000 | 27,000 | 49,000 |
| Net income | 585,000 | 1,237,000 | 1,918,000 | 2,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,349,000 | 13,676,000 | 13,907,000 | 13,681,000 |