Call reports 2022
EXCHANGE STATE BANK — 2022
What EXCHANGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,847,000 | 144,642,000 | 131,818,000 | 130,015,000 |
| Total loans | 96,240,000 | 101,398,000 | 104,500,000 | 106,481,000 |
| Allowance for loan losses | 968,000 | 968,000 | 968,000 | 968,000 |
| Securities available for sale | 13,373,000 | 11,671,000 | 11,142,000 | 12,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,456,000 | 123,492,000 | 111,684,000 | 110,312,000 |
| Interest-bearing deposits | 97,359,000 | 94,488,000 | 83,412,000 | 81,478,000 |
| Noninterest-bearing deposits | 28,097,000 | 29,004,000 | 28,272,000 | 28,834,000 |
| Equity capital | 10,744,000 | 10,501,000 | 10,482,000 | 11,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,110,000 | 3,337,000 | 4,678,000 |
| Interest expense | 119,000 | 238,000 | 360,000 | 527,000 |
| Net interest income | 906,000 | 1,872,000 | 2,977,000 | 4,151,000 |
| Noninterest income | 19,000 | 36,000 | 63,000 | 82,000 |
| Noninterest expense | 613,000 | 1,223,000 | 1,846,000 | 2,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -658,000 | -285,000 | 224,000 | 787,000 |
| Income tax | 6,000 | 6,000 | 11,000 | 39,000 |
| Net income | -664,000 | -291,000 | 213,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,816,000 | 12,089,000 | 12,493,000 | 12,778,000 |
| Total capital | 12,784,000 | 13,057,000 | 13,461,000 | — |
| Risk-weighted assets | 90,736,000 | 94,773,000 | 98,154,000 | — |