Call reports 2021
EXCHANGE STATE BANK — 2021
What EXCHANGE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,978,000 | 136,112,000 | 132,662,000 | 143,729,000 |
| Total loans | 93,321,000 | 93,717,000 | 98,090,000 | 99,352,000 |
| Allowance for loan losses | 967,000 | 968,000 | 968,000 | 968,000 |
| Securities available for sale | 17,071,000 | 19,687,000 | 21,343,000 | 21,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,391,000 | 110,104,000 | 109,615,000 | 121,350,000 |
| Interest-bearing deposits | 82,216,000 | 85,260,000 | 84,765,000 | 97,403,000 |
| Noninterest-bearing deposits | 24,175,000 | 24,844,000 | 24,850,000 | 23,947,000 |
| Equity capital | 11,874,000 | 12,568,000 | 12,730,000 | 12,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,716,000 | 3,935,000 | 5,005,000 |
| Interest expense | 158,000 | 302,000 | 432,000 | 556,000 |
| Net interest income | 938,000 | 2,414,000 | 3,503,000 | 4,449,000 |
| Noninterest income | 25,000 | 38,000 | 62,000 | 119,000 |
| Noninterest expense | 613,000 | 1,319,000 | 1,909,000 | 2,519,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 330,000 | 1,113,000 | 1,636,000 | 2,029,000 |
| Income tax | 17,000 | 80,000 | 82,000 | 102,000 |
| Net income | 313,000 | 1,033,000 | 1,554,000 | 1,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,206,000 | 12,756,000 | 13,027,000 | 12,480,000 |