Call reports 2018
EXCHANGE STATE BANK — 2018
What EXCHANGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,568,000 | 109,787,000 | 110,605,000 | 112,203,000 |
| Total loans | 93,804,000 | 94,533,000 | 95,505,000 | 97,795,000 |
| Allowance for loan losses | 978,000 | 978,000 | 978,000 | 978,000 |
| Securities available for sale | 11,609,000 | 10,415,000 | 10,329,000 | 9,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,895,000 | 84,563,000 | 85,127,000 | 86,885,000 |
| Interest-bearing deposits | 73,774,000 | 70,426,000 | 70,699,000 | 70,278,000 |
| Noninterest-bearing deposits | 15,121,000 | 14,137,000 | 14,428,000 | 16,607,000 |
| Equity capital | 10,924,000 | 11,018,000 | 11,111,000 | 11,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,206,000 | 3,359,000 | 4,549,000 |
| Interest expense | 179,000 | 374,000 | 585,000 | 813,000 |
| Net interest income | 909,000 | 1,832,000 | 2,774,000 | 3,736,000 |
| Noninterest income | 23,000 | 44,000 | 77,000 | 101,000 |
| Noninterest expense | 676,000 | 1,346,000 | 2,018,000 | 2,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 256,000 | 530,000 | 833,000 | 1,137,000 |
| Income tax | 13,000 | 26,000 | 41,000 | 57,000 |
| Net income | 243,000 | 504,000 | 792,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,111,000 | 11,202,000 | 11,310,000 | 11,198,000 |
| Total capital | 12,089,000 | 12,180,000 | 12,288,000 | 12,176,000 |
| Risk-weighted assets | 87,592,000 | 88,834,000 | 90,588,000 | 93,286,000 |