Call reports 2025
STATE BANK OF EASTON — 2025
What STATE BANK OF EASTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 29,072,000 | 27,545,000 | 28,165,000 | 28,039,000 |
| Total loans | 16,320,000 | 16,816,000 | 18,151,000 | 18,410,000 |
| Allowance for loan losses | 260,000 | 263,000 | 240,000 | 244,000 |
| Securities available for sale | 5,884,000 | 5,687,000 | 5,706,000 | 5,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,917,000 | 22,737,000 | 22,786,000 | 23,102,000 |
| Interest-bearing deposits | 19,384,000 | 18,469,000 | 18,337,000 | 18,999,000 |
| Noninterest-bearing deposits | 4,533,000 | 4,268,000 | 4,449,000 | 4,103,000 |
| Equity capital | 3,552,000 | 3,691,000 | 3,774,000 | 3,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 735,000 | 1,119,000 | 1,508,000 |
| Interest expense | 130,000 | 255,000 | 385,000 | 511,000 |
| Net interest income | 233,000 | 480,000 | 734,000 | 997,000 |
| Noninterest income | 11,000 | 22,000 | 34,000 | 44,000 |
| Noninterest expense | 164,000 | 309,000 | 480,000 | 658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 193,000 | 288,000 | 383,000 |
| Income tax | 3,000 | 9,000 | 15,000 | 39,000 |
| Net income | 77,000 | 184,000 | 273,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,637,000 | 3,724,000 | 3,787,000 | 3,828,000 |
| Total capital | — | 3,961,000 | 4,027,000 | 4,072,000 |
| Risk-weighted assets | — | 18,961,000 | 19,958,000 | 20,237,000 |