Call reports 2024
STATE BANK OF EASTON — 2024
What STATE BANK OF EASTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 28,207,000 | 28,391,000 | 28,264,000 | 28,675,000 |
| Total loans | 14,380,000 | 16,045,000 | 16,922,000 | 17,748,000 |
| Allowance for loan losses | 266,000 | 269,000 | 263,000 | 261,000 |
| Securities available for sale | 4,755,000 | 5,008,000 | 5,114,000 | 4,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,451,000 | 22,850,000 | 22,060,000 | 22,907,000 |
| Interest-bearing deposits | 18,844,000 | 18,620,000 | 18,155,000 | 18,780,000 |
| Noninterest-bearing deposits | 4,607,000 | 4,230,000 | 3,905,000 | 4,127,000 |
| Equity capital | 3,160,000 | 3,265,000 | 3,445,000 | 3,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 676,000 | 1,047,000 | 1,400,000 |
| Interest expense | 103,000 | 213,000 | 334,000 | 468,000 |
| Net interest income | 232,000 | 463,000 | 713,000 | 932,000 |
| Noninterest income | 11,000 | 25,000 | 36,000 | 46,000 |
| Noninterest expense | 161,000 | 302,000 | 454,000 | 611,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 82,000 | 186,000 | 295,000 | 327,000 |
| Income tax | 2,000 | 13,000 | 18,000 | 30,000 |
| Net income | 80,000 | 173,000 | 277,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,374,000 | 3,467,000 | 3,541,000 | 3,560,000 |
| Total capital | 3,580,000 | 3,691,000 | 3,765,000 | 3,801,000 |
| Risk-weighted assets | 16,479,000 | 17,900,000 | 17,954,000 | 19,322,000 |