Call reports 2023
STATE BANK OF EASTON — 2023
What STATE BANK OF EASTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 28,629,000 | 27,765,000 | 27,320,000 | 27,761,000 |
| Total loans | 12,806,000 | 14,134,000 | 14,394,000 | 14,760,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 264,000 |
| Securities available for sale | 6,749,000 | 6,241,000 | 6,251,000 | 4,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,105,000 | 23,174,000 | 22,681,000 | 22,958,000 |
| Interest-bearing deposits | 19,014,000 | 19,265,000 | 18,525,000 | 18,666,000 |
| Noninterest-bearing deposits | 4,091,000 | 3,909,000 | 4,156,000 | 4,292,000 |
| Equity capital | 2,851,000 | 2,869,000 | 2,910,000 | 3,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 561,000 | 861,000 | 1,185,000 |
| Interest expense | 58,000 | 165,000 | 264,000 | 370,000 |
| Net interest income | 214,000 | 396,000 | 597,000 | 815,000 |
| Noninterest income | 14,000 | 27,000 | 38,000 | 53,000 |
| Noninterest expense | 152,000 | 291,000 | 444,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 132,000 | 191,000 | 262,000 |
| Income tax | 0 | 4,000 | 9,000 | 14,000 |
| Net income | 76,000 | 128,000 | 182,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,178,000 | 3,204,000 | 3,233,000 | 3,300,000 |
| Total capital | 3,375,000 | 3,413,000 | 3,443,000 | 3,508,000 |
| Risk-weighted assets | 15,687,000 | 16,695,000 | 16,811,000 | 16,584,000 |