Call reports 2022
STATE BANK OF EASTON — 2022
What STATE BANK OF EASTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,008,000 | 25,062,000 | 25,482,000 | 26,693,000 |
| Total loans | 11,709,000 | 12,644,000 | 14,000,000 | 14,167,000 |
| Allowance for loan losses | 320,000 | 320,000 | 314,000 | 315,000 |
| Securities available for sale | 4,179,000 | 6,239,000 | 5,914,000 | 5,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,270,000 | 20,504,000 | 20,301,000 | 21,322,000 |
| Interest-bearing deposits | 15,696,000 | 16,109,000 | 15,473,000 | 16,037,000 |
| Noninterest-bearing deposits | 4,574,000 | 4,395,000 | 4,828,000 | 5,285,000 |
| Equity capital | 2,783,000 | 2,891,000 | 2,629,000 | 2,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 411,000 | 649,000 | 902,000 |
| Interest expense | 36,000 | 71,000 | 109,000 | 150,000 |
| Net interest income | 156,000 | 340,000 | 540,000 | 752,000 |
| Noninterest income | 17,000 | 29,000 | 44,000 | 57,000 |
| Noninterest expense | 141,000 | 289,000 | 426,000 | 579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 80,000 | 150,000 | 222,000 |
| Income tax | 0 | 8,000 | 15,000 | 21,000 |
| Net income | 32,000 | 72,000 | 135,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,933,000 | 2,973,000 | 3,036,000 | 3,102,000 |
| Total capital | 3,119,000 | 3,164,000 | 3,240,000 | — |
| Risk-weighted assets | 14,763,000 | 15,207,000 | 16,284,000 | — |