Call reports 2021
STATE BANK OF EASTON — 2021
What STATE BANK OF EASTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,805,000 | 21,391,000 | 21,668,000 | 22,943,000 |
| Total loans | 14,794,000 | 14,344,000 | 12,925,000 | 13,347,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 1,509,000 | 1,944,000 | 1,941,000 | 2,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,503,000 | 16,056,000 | 16,302,000 | 18,107,000 |
| Interest-bearing deposits | 13,247,000 | 13,064,000 | 13,109,000 | 13,707,000 |
| Noninterest-bearing deposits | 3,256,000 | 2,992,000 | 3,193,000 | 4,400,000 |
| Equity capital | 2,847,000 | 2,840,000 | 2,960,000 | 2,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 408,000 | 611,000 | 816,000 |
| Interest expense | 46,000 | 84,000 | 123,000 | 164,000 |
| Net interest income | 161,000 | 324,000 | 488,000 | 652,000 |
| Noninterest income | 59,000 | 121,000 | 228,000 | 277,000 |
| Noninterest expense | 160,000 | 319,000 | 468,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 126,000 | 248,000 | 234,000 |
| Income tax | 0 | 0 | 0 | 30,000 |
| Net income | 60,000 | 126,000 | 248,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,843,000 | 2,965,000 | 2,901,000 |