Call reports 2020
STATE BANK OF EASTON — 2020
What STATE BANK OF EASTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,154,000 | 21,664,000 | 21,738,000 | 21,567,000 |
| Total loans | 12,969,000 | 14,716,000 | 14,999,000 | 14,839,000 |
| Allowance for loan losses | 318,000 | 318,000 | 319,000 | 318,000 |
| Securities available for sale | 1,447,000 | 1,433,000 | 1,282,000 | 929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,082,000 | 14,495,000 | 14,150,000 | 15,775,000 |
| Interest-bearing deposits | 11,544,000 | 11,729,000 | 11,762,000 | 12,713,000 |
| Noninterest-bearing deposits | 2,538,000 | 2,766,000 | 2,388,000 | 3,062,000 |
| Equity capital | 2,654,000 | 2,742,000 | 2,786,000 | 2,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 437,000 | 669,000 | 893,000 |
| Interest expense | 43,000 | 87,000 | 133,000 | 180,000 |
| Net interest income | 169,000 | 350,000 | 536,000 | 713,000 |
| Noninterest income | 26,000 | 92,000 | 110,000 | 122,000 |
| Noninterest expense | 151,000 | 296,000 | 436,000 | 590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 146,000 | 210,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 146,000 | 210,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,666,000 | 2,718,000 | 2,763,000 | 2,779,000 |
| Total capital | 2,844,000 | 2,899,000 | — | 2,967,000 |
| Risk-weighted assets | 14,148,000 | 14,356,000 | — | 14,923,000 |