Call reports 2019
STATE BANK OF EASTON — 2019
What STATE BANK OF EASTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 20,211,000 | 20,732,000 | 20,298,000 | 20,304,000 |
| Total loans | 12,208,000 | 13,344,000 | 12,702,000 | 12,223,000 |
| Allowance for loan losses | 380,000 | 367,000 | 347,000 | 317,000 |
| Securities available for sale | 2,049,000 | 1,914,000 | 1,666,000 | 1,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,034,000 | 14,984,000 | 14,648,000 | 14,855,000 |
| Interest-bearing deposits | 12,555,000 | 12,295,000 | 12,505,000 | 11,645,000 |
| Noninterest-bearing deposits | 2,479,000 | 2,689,000 | 2,143,000 | 3,210,000 |
| Equity capital | 2,488,000 | 2,549,000 | 2,611,000 | 2,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 419,000 | 642,000 | 853,000 |
| Interest expense | 46,000 | 88,000 | 136,000 | 182,000 |
| Net interest income | 164,000 | 331,000 | 506,000 | 671,000 |
| Noninterest income | 41,000 | 56,000 | 79,000 | 93,000 |
| Noninterest expense | 149,000 | 282,000 | 421,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 105,000 | 164,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 105,000 | 164,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,500,000 | 2,545,000 | 2,604,000 | 2,622,000 |
| Total capital | 2,677,000 | 2,735,000 | 2,782,000 | 2,799,000 |
| Risk-weighted assets | 13,993,000 | 15,068,000 | 14,108,000 | 14,054,000 |