Call reports 2018
STATE BANK OF EASTON — 2018
What STATE BANK OF EASTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,981,000 | 19,908,000 | 19,651,000 | 20,671,000 |
| Total loans | 12,524,000 | 13,009,000 | 12,904,000 | 13,131,000 |
| Allowance for loan losses | 331,000 | 333,000 | 337,000 | 364,000 |
| Securities available for sale | 2,375,000 | 2,375,000 | 2,374,000 | 2,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,589,000 | 14,331,000 | 14,291,000 | 15,267,000 |
| Interest-bearing deposits | 12,020,000 | 12,084,000 | 11,902,000 | 12,455,000 |
| Noninterest-bearing deposits | 2,569,000 | 2,247,000 | 2,389,000 | 2,812,000 |
| Equity capital | 2,286,000 | 2,304,000 | 2,360,000 | 2,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 413,000 | 625,000 | 845,000 |
| Interest expense | 37,000 | 75,000 | 115,000 | 156,000 |
| Net interest income | 165,000 | 338,000 | 510,000 | 689,000 |
| Noninterest income | 20,000 | 32,000 | 52,000 | 71,000 |
| Noninterest expense | 144,000 | 309,000 | 443,000 | 594,000 |
| Provision for loan losses | 403,000 | 406,000 | 409,000 | 411,000 |
| Pretax income | -362,000 | -345,000 | -290,000 | -245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -362,000 | -345,000 | -290,000 | -245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,327,000 | 2,344,000 | 2,399,000 | 2,444,000 |
| Total capital | 2,506,000 | 2,531,000 | 2,585,000 | 2,633,000 |
| Risk-weighted assets | 14,195,000 | 14,824,000 | 14,738,000 | 15,000,000 |