Call reports 2017
STATE BANK OF EASTON — 2017
What STATE BANK OF EASTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 20,713,000 | 20,453,000 | 20,971,000 | 21,357,000 |
| Total loans | 13,893,000 | 13,913,000 | 13,342,000 | 14,152,000 |
| Allowance for loan losses | 259,000 | 263,000 | 288,000 | 292,000 |
| Securities available for sale | 2,590,000 | 2,602,000 | 2,550,000 | 2,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,643,000 | 14,203,000 | 14,911,000 | 15,571,000 |
| Interest-bearing deposits | 12,355,000 | 12,139,000 | 12,411,000 | 12,375,000 |
| Noninterest-bearing deposits | 2,288,000 | 2,064,000 | 2,500,000 | 3,196,000 |
| Equity capital | 2,637,000 | 2,683,000 | 2,727,000 | 2,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 428,000 | 644,000 | 865,000 |
| Interest expense | 38,000 | 78,000 | 119,000 | 161,000 |
| Net interest income | 170,000 | 350,000 | 525,000 | 704,000 |
| Noninterest income | 23,000 | 38,000 | 54,000 | 73,000 |
| Noninterest expense | 140,000 | 273,000 | 415,000 | 568,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 44,000 |
| Pretax income | 50,000 | 107,000 | 151,000 | 166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 107,000 | 151,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,678,000 | 2,722,000 | 2,689,000 |
| Total capital | 2,840,000 | 2,875,000 | 2,916,000 | 2,888,000 |
| Risk-weighted assets | 15,488,000 | 15,767,000 | 15,493,000 | 15,836,000 |