Call reports 2016
STATE BANK OF EASTON — 2016
What STATE BANK OF EASTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,388,000 | 21,240,000 | 21,331,000 | 20,870,000 |
| Total loans | 13,334,000 | 14,763,000 | 14,247,000 | 14,516,000 |
| Allowance for loan losses | 278,000 | 305,000 | 315,000 | 251,000 |
| Securities available for sale | 2,616,000 | 2,643,000 | 2,638,000 | 2,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,373,000 | 14,952,000 | 15,011,000 | 14,943,000 |
| Interest-bearing deposits | 14,933,000 | 12,827,000 | 12,574,000 | 12,319,000 |
| Noninterest-bearing deposits | 2,440,000 | 2,125,000 | 2,437,000 | 2,624,000 |
| Equity capital | 2,854,000 | 2,876,000 | 2,912,000 | 2,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 444,000 | 668,000 | 874,000 |
| Interest expense | 37,000 | 77,000 | 117,000 | 156,000 |
| Net interest income | 183,000 | 367,000 | 551,000 | 718,000 |
| Noninterest income | 25,000 | 48,000 | 69,000 | 88,000 |
| Noninterest expense | 139,000 | 281,000 | 416,000 | 580,000 |
| Provision for loan losses | 9,000 | 33,000 | 42,000 | 321,000 |
| Pretax income | 60,000 | 101,000 | 162,000 | -95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 101,000 | 162,000 | -95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,836,000 | 2,828,000 | 2,867,000 | 2,610,000 |
| Total capital | 3,037,000 | 3,035,000 | 3,067,000 | 2,812,000 |
| Risk-weighted assets | 16,053,000 | 16,533,000 | 15,939,000 | 16,146,000 |