Call reports 2015
STATE BANK OF EASTON — 2015
What STATE BANK OF EASTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,537,000 | 25,741,000 | 24,073,000 | 23,642,000 |
| Total loans | 13,130,000 | 13,570,000 | 13,762,000 | 15,077,000 |
| Allowance for loan losses | 229,000 | 243,000 | 238,000 | 266,000 |
| Securities available for sale | 2,591,000 | 2,554,000 | 2,561,000 | 2,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,120,000 | 19,868,000 | 18,351,000 | 17,931,000 |
| Interest-bearing deposits | 13,879,000 | 17,699,000 | 16,395,000 | 14,936,000 |
| Noninterest-bearing deposits | 2,241,000 | 2,169,000 | 1,956,000 | 2,995,000 |
| Equity capital | 2,765,000 | 2,725,000 | 2,771,000 | 2,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 424,000 | 643,000 | 862,000 |
| Interest expense | 33,000 | 68,000 | 106,000 | 143,000 |
| Net interest income | 177,000 | 356,000 | 537,000 | 719,000 |
| Noninterest income | 23,000 | 53,000 | 68,000 | 85,000 |
| Noninterest expense | 140,000 | 275,000 | 407,000 | 548,000 |
| Provision for loan losses | 6,000 | 42,000 | 48,000 | 74,000 |
| Pretax income | 54,000 | 92,000 | 150,000 | 186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 92,000 | 150,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,733,000 | 2,729,000 | 2,764,000 | 2,800,000 |
| Total capital | 2,925,000 | 2,934,000 | 2,964,000 | 3,014,000 |
| Risk-weighted assets | 15,359,000 | 16,409,000 | 15,971,000 | 17,118,000 |