Call reports 2020
VICTORY COMMUNITY BANK — 2020
What VICTORY COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 188,085,000 |
| Total loans | 149,444,000 |
| Allowance for loan losses | 1,329,000 |
| Securities available for sale | 580,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 146,327,000 |
| Interest-bearing deposits | 116,476,000 |
| Noninterest-bearing deposits | 29,851,000 |
| Equity capital | 25,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 1,798,000 |
| Interest expense | 551,000 |
| Net interest income | 1,247,000 |
| Noninterest income | 657,000 |
| Noninterest expense | 2,002,000 |
| Provision for loan losses | 6,000 |
| Pretax income | -104,000 |
| Income tax | 0 |
| Net income | -104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 25,412,000 |
| Total capital | 26,676,000 |
| Risk-weighted assets | 101,061,000 |