Call reports 2019
VICTORY COMMUNITY BANK — 2019
What VICTORY COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 169,861,000 | 176,421,000 | 179,176,000 | 181,052,000 |
| Total loans | 142,532,000 | 154,195,000 | 153,588,000 | 148,225,000 |
| Allowance for loan losses | 1,313,000 | 1,319,000 | 1,311,000 | 1,320,000 |
| Securities available for sale | 945,000 | 959,000 | 961,000 | 10,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,868,000 | 132,435,000 | 136,703,000 | 136,757,000 |
| Interest-bearing deposits | 107,055,000 | 106,985,000 | 108,383,000 | 112,423,000 |
| Noninterest-bearing deposits | 20,813,000 | 25,450,000 | 28,320,000 | 24,334,000 |
| Equity capital | 24,984,000 | 24,991,000 | 25,476,000 | 26,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,727,000 | 5,651,000 | 7,540,000 |
| Interest expense | 461,000 | 970,000 | 1,507,000 | 2,046,000 |
| Net interest income | 1,367,000 | 2,757,000 | 4,144,000 | 5,494,000 |
| Noninterest income | 1,338,000 | 2,496,000 | 4,392,000 | 6,616,000 |
| Noninterest expense | 1,408,000 | 2,840,000 | 4,398,000 | 6,084,000 |
| Provision for loan losses | -2,000 | -158,000 | -165,000 | -159,000 |
| Pretax income | 1,284,000 | 2,556,000 | 4,288,000 | 6,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,284,000 | 2,556,000 | 4,288,000 | 6,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,994,000 | 24,986,000 | 25,469,000 | 26,875,000 |
| Total capital | 26,221,000 | 26,273,000 | 26,749,000 | 28,137,000 |
| Risk-weighted assets | 98,086,000 | 102,969,000 | 102,432,000 | 100,937,000 |